Skip to main content
    EcoHedge
    Free, no login

    Trying to get a green business loan?

    EcoHedge helps SMEs understand what evidence they may need before approaching a lender, broker or finance partner.

    Check your evidence readiness See what lenders may ask for
    • Solar, energy efficiency and low-carbon upgrade projects
    • Evidence checklist before speaking to finance providers
    • Carbon and cost-saving estimates clearly labelled as indicative
    • No loan approval, no financial advice, no credit broking

    EcoHedge is not a lender or credit broker. This tool provides general evidence-readiness guidance only.

    The basics

    What is a green business loan?

    Green business finance may support projects such as solar panels, EV vans, insulation, LED lighting, refrigeration upgrades, heat pumps or other energy efficiency measures. A lender, broker or finance partner may ask for evidence about the business, the project, expected savings, carbon impact and intended use of funds.

    EcoHedge does not arrange loans. We help you understand what an external partner is likely to expect.

    Evidence checklist

    Five areas a finance partner is likely to assess

    The exact list varies by lender, broker or finance partner. Most assessments draw on the same five areas, weighted differently.

    Indicative weighting

    • 01Business information20%
    • 02Energy baseline25%
    • 03Project evidence25%
    • 04Impact estimate15%
    • 05Supporting documents15%
    Score your evidence

    1. Business information

      ~20% of score

      Company name, sector, trading history and premises type.

      • Companies House number
      • Sector and SIC code
      • Trading years
      • Owned or leased premises

    2. Energy baseline

      ~25% of score

      Utility bills, electricity usage, energy spend and any existing carbon report.

      • 12 months of utility bills
      • Annual kWh by fuel
      • Annual energy spend
      • Existing carbon report, if any

    3. Project evidence

      ~25% of score

      Supplier quote, project cost, installation details and expected timing.

      • Supplier quote or proposal
      • Total project cost
      • Installation scope and site
      • Expected start and completion

    4. Impact estimate

      ~15% of score

      Indicative cost saving, estimated carbon reduction and the assumptions behind them.

      • Indicative annual cost saving
      • Estimated tCO2e avoided
      • Assumptions and source data
      • Payback period, if known

    5. Supporting documents

      ~15% of score

      Invoices, quotes, bills, site information and your existing emissions report.

      • Recent invoices and bills
      • Site plan or address details
      • Existing emissions report
      • Any prior funding evidence

    How EcoHedge helps

    Three steps to clarity

    Start with the free checker. If the signal is useful, EcoHedge can later help you build a structured evidence pack for review.

    Step 1

    Answer a few questions

    A short, structured set of questions about your business, energy use and project.

    Step 2

    Get your Evidence Readiness Score

    A 0 to 100 score that reflects how complete your evidence is, with a clear band.

    Step 3

    See gaps before approaching a partner

    Spot the missing pieces before speaking to a lender, broker, buyer, landlord or partner.

    Use cases

    Built for the projects SMEs actually finance

    From a single rooftop solar array to a full fleet transition, the same evidence questions come up. Solar is live in the checker today, with more project types being added.

    Tap any card to see what each project type typically involves.

    The checker currently focuses on solar evidence readiness. Other project types are shown here so you know what is being added next.

    Free, two minutes

    See what evidence you have, and what is missing.

    Get your Evidence Readiness Score and a clear list of gaps before you approach a lender, broker or partner.

    Check your evidence readiness

    EcoHedge is not a lender or credit broker. This is not regulated financial advice. Estimated savings are indicative and subject to supplier, lender, broker or partner verification.